SGD to USD Converter: Singapore Dollar to United States Dollar
To convert SGD to USD, type the amount in SGD (Singapore Dollar) into the converter below. It multiplies your amount by the latest mid-market SGD/USD rate and shows the result in USD (United States Dollar), with the date of the rate. Tap the swap button to go from USD back to SGD. The mid-market rate changes every working day, and banks, cards and exchange desks add their own margin, so the amount you receive will be a little lower. check what your bank charges on SGD to USD · plan a trip budget in United States Dollar · see every Singapore Dollar exchange rate.
1 SGD = 0.7813 USD and 1 USD = 1.2799 SGD (mid-market, 1 Oct 2026). Over the 30 days of ECB data from 1 Sept 2026, the Singapore Dollar fell 0.51% against the United States Dollar.
Rates are European Central Bank reference rates for 1 Oct 2026 (published each working day around 16:00 CET; the UAE dirham uses its official US-dollar peg of 3.6725). The live converter loads the latest rate when the page opens.
Singapore Dollar to United States Dollar
| SGD | USD |
|---|---|
| 1 SGD | 0.78 USD |
| 5 SGD | 3.91 USD |
| 10 SGD | 7.81 USD |
| 25 SGD | 19.53 USD |
| 50 SGD | 39.07 USD |
| 100 SGD | 78.13 USD |
| 250 SGD | 195.33 USD |
| 500 SGD | 390.66 USD |
| 1,000 SGD | 781.31 USD |
| 5,000 SGD | 3,906.56 USD |
United States Dollar to Singapore Dollar
| USD | SGD |
|---|---|
| 1 USD | 1.28 SGD |
| 10 USD | 12.80 SGD |
| 100 USD | 127.99 SGD |
| 1,000 USD | 1,279.90 SGD |
| 10,000 USD | 12,799.00 SGD |
Sending money between Singapore Dollar (SGD) and US Dollar (USD) is one of the most common cross-border transactions in the world. Whether you're a traveler, freelancer, expat, importer or investor, getting a few percent better on your conversion adds up fast — on a $5,000 transfer, a 1% improvement is $50 in your pocket.
A short history of the SGD/USD pair
Since 1981 the Monetary Authority of Singapore (MAS) has centred monetary policy on the exchange rate rather than on interest rates: it manages the Singapore dollar against an undisclosed trade-weighted basket of currencies within a policy band, adjusting the band's slope, width and level at its policy reviews (source: Monetary Authority of Singapore). Under the Currency Interchangeability Agreement of 1967, the Singapore dollar is also exchangeable at par with the Brunei dollar.
Like all major pairs, SGD/USD is quoted as the amount of US Dollar you receive for one Singapore Dollar. The rate moves continuously during the 24/5 forex week, with the deepest liquidity (and tightest spreads) when the London and New York sessions overlap between 8 AM and 12 PM Eastern Time.
What drives the SGD to USD rate
Three forces dominate: interest-rate differentials between the two central banks, the relative health of each economy (GDP, jobs, inflation), and global risk sentiment. When traders feel cautious, capital flows toward the perceived safer currency in the pair, pushing its value up.
- Central bank policy — rate hikes typically strengthen a currency by attracting yield-seeking capital.
- Inflation prints — higher inflation usually weakens a currency over time.
- Trade balance — exporters' currencies tend to firm when global demand is strong.
- Political stability — elections, referendums and policy shocks can move SGD/USD 1-3% in a session.
Forecast and what to watch in the months ahead
Watch the MAS policy statements (changes to the slope, width or centre of the policy band), Singapore's core inflation, the Federal Reserve's rate decisions, and Asian trade and electronics demand.
Currency forecasts are educated guesses. Even the best institutional models miss; treat any number as a range, not a target.
Best ways to convert SGD to USD
For amounts under $1,000, low-cost apps like Wise and Revolut are almost always the best choice — they quote the mid-market rate and charge a small transparent fee. For larger transfers (typically $5,000+), services like OFX often waive fees and assign a dealer. Western Union remains the easiest option when the recipient needs cash pickup.
- SGD to USD conversions are often investments, tuition or business payments. Because the Monetary Authority of Singapore manages the Singapore dollar within a policy band, SGD/USD is usually steadier than most Asian pairs, which makes the transfer fee more important than timing for everyday amounts.
- Always compare the final amount received, not the headline rate.
- Avoid airport kiosks and hotel desks — spreads above 8% are common.
- If your bank charges a foreign-transaction fee on card spending, get a fee-free travel card before you fly.
Travel money tips for the United States
In the US, prices are in US dollars and card payments are accepted almost everywhere. Decline any offer to be charged in Singapore dollars at a US terminal or ATM, and use a multi-currency card loaded in USD for the best rate.
Carry a small amount of local cash for taxis and tips on arrival, then rely on a fee-free debit card for the rest. Skip dynamic currency conversion (DCC) when paying — always choose to be charged in the local currency at the terminal.
Putting it all together
The SGD/USD rate you see at the top of this page is the mid-market reference — the same one professionals watch. Your bank or app will quote slightly off that depending on its margin and fees. Use the converter to plan, then compare two or three providers before you transfer real money.
Asked to pay in your own currency at a till or ATM? Check the offer with the local-currency-or-yours calculator. Need a rate your bank only quotes through the dollar? Try the cross rate calculator.
Frequently asked questions about SGD to USD
How do I convert SGD to USD?
Enter the amount in SGD in the converter at the top of this page and it shows the value in USD at the latest mid-market rate, with the date of that rate. To work it out by hand, multiply the SGD amount by the SGD/USD rate; to go the other way, divide the USD amount by the same rate.
Why is my bank's SGD to USD rate different from this converter?
This converter shows the mid-market rate, the midpoint between wholesale buying and selling prices. Banks, card networks and exchange desks quote a rate a few percent worse and may add a fixed fee. Enter the amount you were quoted in the exchange-rate markup calculator to see the margin in percent and in Singapore Dollar.
How much is 1 SGD in USD?
1 SGD (Singapore Dollar) equalled about 0.7813 USD (United States Dollar) on 1 Oct 2026 (mid-market reference rate). Rates move throughout the trading day; the converter above shows the latest figure.
How much is 100 SGD in USD?
100 SGD was about 78.13 USD on 1 Oct 2026. Banks, card networks and airport kiosks add a margin to the mid-market rate, so the amount you actually receive is lower; the markup calculator shows how much a given margin costs.
How much is 1000 SGD in USD?
1,000 SGD was about 781.31 USD on 1 Oct 2026. For larger transfers, compare the final amount received from two or three providers, because fees and exchange-rate margins differ more than headline rates suggest.
What is the inverse rate — 1 USD to SGD?
1 USD was about 1.2799 SGD on 1 Oct 2026. Use this when you're pricing items in United States Dollar and need a quick mental Singapore Dollar reference.
When is the best time to convert SGD to USD?
Forex liquidity is highest when London and New York overlap (8 AM–12 PM ET), which usually means the tightest spreads. Avoid weekends and major central bank announcement days unless you're hedging.
Is the SGD/USD rate shown live?
The converter loads the latest available rate when the page opens: European Central Bank reference rates (published once each working day around 16:00 CET) with a commercial feed for currencies the ECB does not cover. Figures in the text are dated. Your provider's quoted rate will include its own margin.
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